Depends. Does Singapore require "no-fault" auto insurance
coverage? If so, your insurance company will pay for your repairs
and you will most likely be responsible for the deductible amount.
If not, you can make a claim against the other party's insurance
company for the full
amount of the repairs, and he will be responsible for covering
whatever deductible amount is written into his policy.
In both cases, your premiums should not go up, assuming that the
accident investigation concludes that you are not at fault.
Of course, auto insurance in Singapore might work differently.....
